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<body lang=3DEN-US link=3Dblue vlink=3Dpurple style=3D'tab-interval:.5in'>

<div class=3DSection1>

<p class=3DMsoHeading7 align=3Dleft style=3D'text-align:left'><span style=
=3D'font-size:
11.0pt;font-family:Arial'>Ask SCORE<span style=3D'mso-tab-count:3'>&nbsp;&n=
bsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp=
;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <=
/span></span><span
style=3D'font-size:11.0pt;font-family:Arial;font-weight:normal'><span
style=3D'mso-tab-count:7'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&=
nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbs=
p;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&=
nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbs=
p;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&=
nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbs=
p;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; =
</span></span><span
style=3D'font-size:11.0pt;font-family:Arial'><o:p></o:p></span></p>

<p class=3DMsoHeading7><span style=3D'font-size:11.0pt;font-family:Arial'><=
span
style=3D'mso-tab-count:2'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&=
nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbs=
p;&nbsp;&nbsp; </span><o:p></o:p></span></p>

<h5><span style=3D'font-size:11.0pt;font-family:Arial'>24 Ask the Right Que=
stions
Before You Open a Small Business <o:p></o:p></span></h5>

<p class=3DMsoNormal><span style=3D'font-size:11.0pt;font-family:Arial'><o:=
p>&nbsp;</o:p></span></p>

<p class=3DMsoNormal><span style=3D'font-size:11.0pt;font-family:Arial'>If =
your
goal is to open a small business, chances are you have many questions. And
that&#8217;s a good thing. For example, if you haven&#8217;t already, soone=
r or
later you may be wondering:<o:p></o:p></span></p>

<p class=3DMsoNormal><span style=3D'font-size:11.0pt;font-family:Arial'><o:=
p>&nbsp;</o:p></span></p>

<ul style=3D'margin-top:0in' type=3Ddisc>
 <li class=3DMsoNormal style=3D'mso-list:l31 level1 lfo7;tab-stops:list .5i=
n'><span
     style=3D'font-size:11.0pt;font-family:Arial'>How do I get a business l=
oan?<o:p></o:p></span></li>
 <li class=3DMsoNormal style=3D'mso-list:l31 level1 lfo7;tab-stops:list .5i=
n'><span
     style=3D'font-size:11.0pt;font-family:Arial'>Where are good places to
     advertise?<o:p></o:p></span></li>
 <li class=3DMsoNormal style=3D'mso-list:l31 level1 lfo7;tab-stops:list .5i=
n'><span
     style=3D'font-size:11.0pt;font-family:Arial'>What workplace safety laws
     govern my business? <o:p></o:p></span></li>
 <li class=3DMsoNormal style=3D'mso-list:l31 level1 lfo7;tab-stops:list .5i=
n'><span
     style=3D'font-size:11.0pt;font-family:Arial'>Should I be a sole propri=
etor
     or form a corporation?<o:p></o:p></span></li>
 <li class=3DMsoNormal style=3D'mso-list:l31 level1 lfo7;tab-stops:list .5i=
n'><span
     style=3D'font-size:11.0pt;font-family:Arial'>What should my pricing fo=
rmula
     be?<o:p></o:p></span></li>
 <li class=3DMsoNormal style=3D'mso-list:l31 level1 lfo7;tab-stops:list .5i=
n'><span
     style=3D'font-size:11.0pt;font-family:Arial'>Can my community support
     another business like mine?<o:p></o:p></span></li>
 <li class=3DMsoNormal style=3D'mso-list:l31 level1 lfo7;tab-stops:list .5i=
n'><span
     style=3D'font-size:11.0pt;font-family:Arial'>How do I interpret an
     advertising rate card?<o:p></o:p></span></li>
 <li class=3DMsoNormal style=3D'mso-list:l31 level1 lfo7;tab-stops:list .5i=
n'><span
     style=3D'font-size:11.0pt;font-family:Arial'>Should I run the business=
 from
     home or rent space? <o:p></o:p></span></li>
 <li class=3DMsoNormal style=3D'mso-list:l31 level1 lfo7;tab-stops:list .5i=
n'><span
     style=3D'font-size:11.0pt;font-family:Arial'>Where will I find supplie=
rs?<o:p></o:p></span></li>
 <li class=3DMsoNormal style=3D'mso-list:l31 level1 lfo7;tab-stops:list .5i=
n'><span
     style=3D'font-size:11.0pt;font-family:Arial'>Should I trademark my bus=
iness
     name?<o:p></o:p></span></li>
 <li class=3DMsoNormal style=3D'mso-list:l31 level1 lfo7;tab-stops:list .5i=
n'><span
     style=3D'font-size:11.0pt;font-family:Arial'>Is my product marketable
     online?<o:p></o:p></span></li>
 <li class=3DMsoNormal style=3D'mso-list:l31 level1 lfo7;tab-stops:list .5i=
n'><span
     style=3D'font-size:11.0pt;font-family:Arial'>What goes into preparing =
an
     employee handbook? <o:p></o:p></span></li>
 <li class=3DMsoNormal style=3D'mso-list:l31 level1 lfo7;tab-stops:list .5i=
n'><span
     style=3D'font-size:11.0pt;font-family:Arial'>Should I have an attorney
     review all my documentation?<o:p></o:p></span></li>
</ul>

<p class=3DMsoNormal><span style=3D'font-size:11.0pt;font-family:Arial'><o:=
p>&nbsp;</o:p></span></p>

<p class=3DMsoNormal><span style=3D'font-size:11.0pt;font-family:Arial'>One=
 proven
resource for getting the right answers to all of these questions is SCORE
&#8220;Counselors to <st1:place w:st=3D"on"><st1:country-region w:st=3D"on"=
>America</st1:country-region></st1:place>&#8217;s
Small Business.&#8221; SCORE is a nonprofit association that aids the
formation, growth and success of <st1:place w:st=3D"on"><st1:country-region
 w:st=3D"on">America</st1:country-region></st1:place>&#8217;s small busines=
ses.
Nationwide, 10,500 volunteer, business experts donate their skills, experie=
nce
and insights through free, confidential counseling. <o:p></o:p></span></p>

<p class=3DMsoNormal><b style=3D'mso-bidi-font-weight:normal'><span
style=3D'font-size:11.0pt;font-family:Arial'><o:p>&nbsp;</o:p></span></b></=
p>

<p class=3DMsoNormal><span style=3D'font-size:11.0pt;font-family:Arial'>SCO=
RE&#8217;s
business counselors have worked for successful small businesses as well as
companies known worldwide such as Hewlett Packard, IBM, Xerox, Exxon Mobil,
Citicorp and Procter and Gamble. You can be mentored by bankers, accountant=
s,
marketing experts, computer programmers, line managers, human resources
professionals or CEOs. SCORE brings expertise that encompasses both the gen=
eral
issues every business must face and such specialized areas as defense
contracting, direct mail marketing, freelance fashion design and toy
manufacturing.<o:p></o:p></span></p>

<p class=3DMsoNormal><span style=3D'font-size:11.0pt;font-family:Arial'><o:=
p>&nbsp;</o:p></span></p>

<p class=3DMsoNormal><span style=3D'font-size:11.0pt;font-family:Arial'>To =
learn
more about SCORE, visit www.score.org or the U.S. Small Business Administra=
tion
(SBA) Web site, www.sba.gov. These Internet resources provide information on
starting, financing and expanding your business. In addition, SCORE&#8217;s=
 Web
site offers how-to information, success stories and access to more than 1,2=
00
email counselors. <o:p></o:p></span></p>

<p class=3DMsoNormal><span style=3D'font-size:11.0pt;font-family:Arial'><o:=
p>&nbsp;</o:p></span></p>

<p class=3DMsoNormal><span style=3D'font-size:11.0pt;font-family:Arial'>If =
you
would like to discuss this topic or business planning, business growth
strategies or a specific business issue, contact SCORE</span><span
style=3D'font-size:8.0pt;font-family:Arial'>&reg;</span><span style=3D'font=
-size:
11.0pt;font-family:Arial'> &#8220;Counselors to <st1:place w:st=3D"on"><st1=
:country-region
 w:st=3D"on">America</st1:country-region></st1:place>&#8217;s Small
Business.&#8221; To contact the Greater Binghamton SCORE Chapter 217 for as=
sistance
call 607-772-8860 or 1-800 -920-6972. You may also contact SCORE</span><span
style=3D'font-size:8.0pt;font-family:Arial'>&reg;</span><span style=3D'font=
-size:
11.0pt;font-family:Arial'> for person to person counseling appointments at =
the
above telephone numbers. If you are already in business onsite assistance is
also available. The Greater Binghamton SCORE</span><span style=3D'font-size=
:8.0pt;
font-family:Arial'>&reg;</span><span style=3D'font-size:11.0pt;font-family:=
Arial'>
Chapter 217 website is found at <a href=3D"http://www.greaterbinghamtonscor=
e.org/">www.greaterbinghamtonscore.org</a>
.<span style=3D'mso-spacerun:yes'>&nbsp; </span>The national SCORE</span><s=
pan
style=3D'font-size:8.0pt;font-family:Arial'>&reg;</span><span style=3D'font=
-size:
11.0pt;font-family:Arial'> website is found at <a href=3D"http://www.score.=
org/">www.score.org</a>
or sign up for email counseling at<b style=3D'mso-bidi-font-weight:normal'>=
 </b><a
href=3D"http://www.score.org/">www.score.org</a> .</span></p>

<p class=3DMsoNormal><span style=3D'font-size:11.0pt;font-family:Arial'><o:=
p>&nbsp;</o:p></span></p>

</div>

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